Essays

COVID Quarantine and walking through the oldest neighborhood in Santa Rosa

By Peter Neuwirth Many consider Railroad Square to be the oldest part of town, but I discovered a neighborhood even older, and that is where […]

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My Christmas Story

By Peter Neuwirth After 21 years of celebrating all the Jewish holidays, two weeks ago, I was privileged to be welcomed into a Christmas celebration […]

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COVID Quarantining in Santa Rosa—History 101

By Peter Neuwirth I hated history in high school, and when I got to college I took just one course in it (a History of […]

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Valley Oak Sanctuary – The Land

Welcome to Valley Oak Sanctuary. Since you will be spending some time here, I thought you might like to know a little about where you […]

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In Defense of Personal Rates of Discount

By Peter Neuwirth, FSA, FCA As more and more people react to what I’ve written,  it seems that by far the most controversial aspect (particularly […]

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“Silver Divorce can be painful,” knows actuary and author Peter Neuwirth who, with his associates, offers ways to ease the financial burden

Peter Neuwirth & Associates launch Silver Divorce Consulting. Having been through the process themselves, these professionals offer insights and solutions to the challenges of getting […]

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The Actuarial Approach and Recommended Financial Planning Process for Retirees and Near Retirees: Ken Steiner’s 7 Principles to Accomplish Your Financial Goals

A Note from Peter Neuwirth: It is a pleasure to feature actuary Ken Steiner in the June episode of Money Mountaineering. As mentioned in our […]

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Retirement Income Strategy Challenges – On Quitting Early, the Decumulation Problem and Living to 100

By Peter Neuwirth, FSA, FCA The game of chess has taught me a lot about how to make decisions. Most of my early lessons were […]

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“QUIT” by Annie Duke is an extraordinary book by an extraordinarily practical author who thinks like an actuary

By Peter Neuwirth, FSA, FCA I have had my copy of Quit marked up and ready to review for a couple of months now– almost […]

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COVID Mortality and the state of the Life Insurance Business

By Peter Neuwirth, FSA, FCA Having been around the Insurance Industry for over 40 years, I have learned a few things about the business model […]

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Life Contingencies: An Actuarial Look at COVID-19 Mortality

Essay by Peter Neuwirth FSA, FCA “The work of science is to substitute facts for appearances, and demonstrations for impressions.” — John Ruskin (motto of the Society of […]

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COVID-19: Hard Lessons in Scale and Complexity

Essay by Peter Neuwirth “A trillion here, a trillion there, and pretty soon you’re talking about real money.” — inspired by Everett Dirkson (1896-1969) Little […]

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Decumulation and Silver Divorce: “Spike Expense Risk” and 3 other risks

By Peter Neuwirth, FSA, FCA In 2020, I wrote a series of short essays expanding on each of the 6 principles of Holistic Financial Wellness […]

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1968 – Summer of Chaos

“Come on all of you big strong men. Uncle Sam needs your help again. He’s got himself in a terrible jam. Way down yonder in Viet Nam so. Put […]

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Living in Two Worlds

By Peter Neuwirth, FSA, FCA A couple of years ago I reached an age where I wanted to make some sense of it all – […]

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Searching for my Point of Origin

By Peter Neuwirth, FSA, FCA We all have a unique path that we follow through the 4 dimensions of Space and Time. Those who have […]

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A Note from Peter Neuwirth: What is an actuary?

That’s the question I have been asked for more than 40 years. I am Pete Neuwirth, and I love the work I do. So I […]

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Principle #6: Optimism Bias

By Peter Neuwirth, actuary, reverse mortgage expert, and author, Money Mountaineering For this, my final essay on the principles of Holistic Financial Wellness, I need to […]

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Principle #5: Hope for the Best, Prepare for the Worst

By Peter Neuwirth, actuary, reverse mortgage expert and author, Money Mountaineering My minder, social media coach, cheerleader, and overall brave new world guru, Julia Page must […]

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Principle #4: Fear is the Enemy of Curiosity

By Peter Neuwirth, actuary, reverse mortgage expert, and author, Money Mountaineering As I started to write about the 4th fundamental principle of Holistic Financial Wellness, I […]

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Principle #3: Due Diligence

By Peter Neuwirth, actuary, reverse mortgage expert, and author, Money Mountaineering In my essay earlier this month about Holistic Financial Wellness Principle #1, I talked about […]

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Principle #2: Debts of Gratitude

By Peter Neuwirth, actuary, reverse mortgage expert and author, Money Mountaineering This is the second in a series of essays on the 6 Foundational Principles of […]

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Principle #1: Adapting to Change

By Peter Neuwirth, actuary, reverse mortgage expert and author, Money Mountaineering “Everything changes a little as it should. Good ain’t forever, and bad ain’t for good,” — […]

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Reflections on the Glass Fire: One Month Later

November 2020: An essay by Peter Neuwirth I walk a lot these days – not because I need to, but because it keeps me close […]

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